South Africa BCEA + UIF maternity benefit estimate
Maximum 4 months under BCEA
Enter 0 if the company does not supplement UIF
Enter details and click Calculate
No — maternity leave is unpaid under the BCEA. Income during leave comes from the UIF maternity benefit, plus any voluntary employer top-up.
It uses an Income Replacement Rate that varies with earnings — roughly 38-58% of prior salary, capped at the UIF earnings ceiling. This calculator uses a conservative 38% estimate; your actual payout is determined by the UIF when you claim.
The BCEA guarantees up to 4 consecutive months; an employee can choose to return earlier, but not before 6 weeks after birth unless a doctor confirms it's safe.
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